Tag: Home Buying

Posted on 12/19/2022
How to start buying a house: Basic steps
With myriad steps involved, the question of how to start buying a house might feel difficult to answer. Buying a home is one of the most significant purchases you’re likely to make, and you want to make sure you make the appropriate choices along the way. To help make the process more manageable, it’s helpful to break the...
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Posted on 02/14/2022
Here's Why You Should Consider a Bigger Down Payment When Buying a Home
Many financial experts suggest paying a 20% down payment when buying a home. While for some prospective homebuyers this may be a simple task, others might wonder if the suggested 20% of the home purchase price—or higher—are necessary. Here are some reasons it benefits you to make a larger down payment when buying a house: Score Better Mortgage...
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Posted on 01/17/2022
3 Factors to Consider Before You Buy a Condo
The process of finding the perfect condo is similar to finding any other type of home--with a few exceptions. Here are some of the key factors to consider when purchasing a condo: Your Budget How much can you afford to spend on a condo? Make sure you evaluate your budget to get a sense of whether you can...
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Posted on 12/27/2021
What Homebuyers Need to Know About Closing Costs
In a home sale, both the buyer and the seller have to pay what are called closing costs. These final expenses include an entire list of taxes, fees and other miscellaneous costs. While sellers usually pay some of the closing costs, buyers still need to prepare for their share of the bill. Here we’ll go over what the...
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Posted on 11/22/2021
Searching for an Eco-Friendly Home? Set Your Sights on These Features
If you are in the market for a new home, you probably have a lot on your mind. You might be dreaming about how many bedrooms you will need and how you could decorate those spaces. You might be spending your days imagining what your new backyard will look like and thinking about how you could enhance your...
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Posted on 10/25/2021
The Basics of Homeowners' Insurance
Homeowners’ insurance is a popular and widely recommended service for homeowners. It provides protection from certain types of incidents and can cover damage and losses to your property. It can also cover certain furnishings and assets besides the actual structure of the home. If you’re curious about homeowners’ insurance, how it works and how it compares to other...
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Posted on 08/23/2021
The Pros & Cons of Higher Down Payments: What Homebuyers Should Consider
Buying a home requires extensive financial planning. While the widely accepted standard for down payments has been 20% of the purchase price for decades, many are wondering if that’s still required. In reality, there are ways to qualify for a mortgage with less than 20% down payment—even some options without a down payment at all. However, there are...
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