No HOA! Over half an acre!! Introducing this exceptional split-level home, elegantly positioned on a generous lot with a privacy fence, offering unparalleled peace and tranquility. This home has many updated features, including a new roof in 2021, an HVAC system installed in 2022, and many more updated features throughout the home. The stunning eat-in kitchen has a spacious separate pantry, ample counter space, and matching stainless steel appliances. Downstairs, you'll find two bedrooms and a complete bath for utmost convenience, while the upstairs boasts an exquisite owner's suite and two additional bedrooms. The owner's suite features trey ceilings, a double vanity, a large walk-in closet, a luxurious jetted tub, and a separate shower. A two-car garage, conveniently located on the side of the home, adds to the appeal. This home does have an assumable 5.625%- reach out for more Information.